Funding scenario

Software or AI company

A fictional worked example showing how this kind of business might separate its funding routes. It is illustrative only, not advice about any real company.

Illustrative only. This scenario is fictional and general. Your own answers in the free check will produce a different pathway snapshot.

What they are trying to fund

Engineering build, model development, infrastructure, and a first push into export markets.

Likely first route: RDTI, if there is genuine technical uncertainty

Software and AI work often involves eligible R&D, but only where there is real technical or scientific uncertainty rather than routine feature development. The first task is to describe that uncertainty and the evidence behind it.

Worth checking next: Capital, once the build needs runway

If the real constraint is runway, hiring or go-to-market rather than a defined project, the question shifts from a grant to capital readiness.

Weak-fit routes

Generic startup grants before confirming the R&D position, and capital raising before the use of funds is clear.

Documents to prepare

  • Project summary and the technical uncertainty being resolved
  • Engineering time and contractor records
  • Infrastructure and tooling spend
  • Use-of-funds outline if capital is in view

Adviser handoff

QuestionBest first conversation
Is this eligible R&D?Accountant or RDTI adviser
Is the real need runway?Capital adviser
Is the IP position clean?Commercial lawyer

Sources and review status

Last reviewed: June 2026.

Official sources checked: IRD, MBIE, business.govt.nz, NZTE, NZGCP, EECA and MPI, as relevant.

NZ Funding Pathways is a free resource funded by PH Capital Advisory.

General information only. Check the current official source and speak with the relevant adviser before acting.

This page provides general information only. It does not provide tax, accounting, legal, financial, investment or eligibility advice, and it does not guarantee funding.