Funding scenario

Hardware or manufacturing company

A fictional worked example showing how this kind of business might separate its funding routes. It is illustrative only, not advice about any real company.

Illustrative only. This scenario is fictional and general. Your own answers in the free check will produce a different pathway snapshot.

What they are trying to fund

Prototyping, testing, tooling and production equipment, with R&D running alongside.

Likely first route: RDTI for the development work

Hardware development with prototypes, testing and firmware integration often points to RDTI first, subject to defining the uncertainty and keeping records.

Worth checking next: Asset finance for the equipment

Tooling, plant and production equipment are usually a finance or tax-treatment question, not a grant. Separate the equipment spend from the R&D spend before acting.

Weak-fit routes

Treating the whole spend as one funding question, and assuming a grant covers equipment.

Documents to prepare

  • R&D activity and uncertainty summary
  • Prototype and testing records
  • Equipment list with costs and timing
  • Staff and contractor expenditure

Adviser handoff

QuestionBest first conversation
Is the development eligible R&D?RDTI adviser or accountant
How should equipment be financed?Bank, asset finance provider and accountant
Is tax treatment optimal?Accountant

Sources and review status

Last reviewed: June 2026.

Official sources checked: IRD, MBIE, business.govt.nz, NZTE, NZGCP, EECA and MPI, as relevant.

NZ Funding Pathways is a free resource funded by PH Capital Advisory.

General information only. Check the current official source and speak with the relevant adviser before acting.

This page provides general information only. It does not provide tax, accounting, legal, financial, investment or eligibility advice, and it does not guarantee funding.