What they are trying to fund
Plant, machinery, vehicles or productive assets, with possible tax treatment to consider.
Likely first route: Asset finance and tax treatment
Where the core need is equipment, the first questions are finance structure and tax treatment, not a grant. The right answer depends on the asset, timing and business position.
Worth checking next: Sector or R&D support, only if it applies
Some assets tie to a sector programme or to eligible R&D. Check these only after the finance and tax position is clear.
Weak-fit routes
Looking for a grant to buy equipment, and buying before checking tax treatment.
Documents to prepare
- Asset list with costs and timing
- Repayment capacity and security
- Accountant view on tax treatment
- Any sector or R&D link
Adviser handoff
| Question | Best first conversation |
|---|---|
| How should this be financed? | Bank, asset finance provider and accountant |
| What is the tax treatment? | Accountant |
| Is there a sector link? | The relevant sector agency |
Sources and review status
Last reviewed: June 2026.
Official sources checked: IRD, MBIE, business.govt.nz, NZTE, NZGCP, EECA and MPI, as relevant.
NZ Funding Pathways is a free resource funded by PH Capital Advisory.
General information only. Check the current official source and speak with the relevant adviser before acting.
This page provides general information only. It does not provide tax, accounting, legal, financial, investment or eligibility advice, and it does not guarantee funding.